First Report Free — Spot hidden levies before you buy

Dream home ormoney pit?

Found a $2.29M building loan that Gemini missed. Try free.

Hidden special levies, structural defects, and financial risks are often buried in hundreds of pages of jargon. StrataClear surfaces the signal so you can review what matters with confidence.

100,000+ pages of strata reports reviewed

First report 100% free. No credit card required.

Get the Answers You Need Before You Sign

Strata reports don't have to be overwhelming. Here's how StrataClear transforms 200 pages of jargon into clarity you can act on.

1

Upload & Breathe Easy

Don't tackle a 200-page strata report alone. Upload your PDF and let our AI handle the dense reading. You'll get a clear, jargon-free summary of what really matters in minutes.

2

Your AI Analyst Gets to Work

While you're doing other things, our AI analyses every financial detail, meeting decision, and bylaw clause. It catches patterns humans miss—like hidden levy histories or early warning signs of upcoming costs.

3

Your Risk Profile, Crystal Clear

See exactly what you're dealing with: special levies, structural defects, financial health, and bylaw restrictions. Each finding is explained so you can decide what matters to your decision and what to ask your lawyer about.

Upload
Your Report
We Spot
What Matters
Your Risk
Profile
What We Found

123 Ocean Drive, Bondi

Special Levy: $18,500

Roof waterproofing — due Q2 2025

Admin Fund: Healthy

$45,000 balance — above threshold

Short-term Rental Ban

Bylaw 14 - No short-term lets

Analysis completed in ~5 minutes

What's Really Wrong With This Building?

Fire safety gaps, structural defects, insurance issues—buried in fine print until now.

  • Fire safety compliance status at a glance
  • Structural defects tracked with severity levels
  • Insurance adequacy automatically calculated

Annual Fire Safety Statement

AFSS not lodged with council - may void insurance

Non-CompliantCritical

Roof Membrane

Waterproofing defects identified in 2023 inspection

Action RequiredHigh

Building Insurance

Coverage at 87% of current valuation

Under-InsuredMedium

See Every Levy—Past, Present, and Predicted

5 years of levy history reveals patterns you need to know.

  • Historical levy amounts with payment schedules
  • Trend detection highlights escalating costs
  • Negotiation leverage from past levy data

Special Levy History

5-year trend analysis

+45%Pattern suggests ongoing maintenance backlog

Is This a Sound Long-Term Investment?

Fund health, maintenance records, and insurance adequacy—the numbers that matter.

  • Admin fund solvency ratio calculated instantly
  • Capital works adequacy vs. upcoming liabilities
  • Insurance coverage compared to current valuations
0%

Admin Fund

$45,000

Healthy
0%

Capital Works

$40,357

Strong
0%

Insurance

$4.29M

Over-Insured
0%

Arrears

$1,200

Low

What Can You Actually Do With Your Apartment?

Rental restrictions, renovation rules, pet policies—know before you buy.

  • Short-term rental rules (Airbnb/Stayz status)
  • Renovation approval requirements
  • Pet, parking, and noise restrictions

Short-Term Letting

See bylaw details

Airbnb/Stayz Prohibited

Bylaw 14 - Section 137A

Prohibited

No short-term rental income possible

Renovations

See bylaw details

Written Approval Required

Bylaw 7

Approval Required

Must submit plans to strata committee

Pets

See bylaw details

Dogs/Cats Permitted

Bylaw 16

Permitted

With strata manager notification

Flooring

See bylaw details

Hard Flooring Restricted

Bylaw 9

Restricted

Carpet or acoustic underlay required

We put it to the test.

Same strata report. StrataClear and Gemini Chat. Here's what each found.

STRUCTURAL ISSUES FOUND

Property 1

34
StrataClear
3
Gemini Chat

"Same document. Same questions. Very different results."

$2.29M BUILDING LOAN LIABILITY

Found
StrataClear
"No activespecial levies"
Gemini Chat

"Gemini Chat reported no active levies on a property carrying a $2.29 million remediation loan."

FIRE SAFETY CERTIFICATE STATUS

Expired5 months overdue
StrataClear
"Current"
Gemini Chat

"The building's Annual Fire Safety Statement had lapsed. Gemini Chat said it was current."

HIDDEN GOVERNANCE RISKS FOUND

4 reports tested

11
StrataClear
2
Gemini Chat

"Owners had voted to block safety audits at the AGM. Gemini Chat marked those same items as Compliant."

Based on internal testing across 4 anonymised Australian strata reports. Results may vary.

Consumer AI wasn't built for strata reports.

Many buyers use consumer AI. Many buyers miss things. StrataClear is built to catch what they miss.

Technical Specifications
StrataClear
Consumer AI(Gemini · ChatGPT)
The Report
Traffic light risk ratings
Consistent layout, every time
4
Charts and visual summaries
What We Find
Hidden Debt Detection
1
Built specifically for NSW properties
Owner Governance Risks
Trust & Accuracy
Proof for every finding
2
Handles large documents without getting lost
3
Calculates your specific share
How It Works
Reads every single page
Deep Audit
Connects the dots over time
Built for precision, not speed
Full SupportPartialNot available

1 Consumer AI tools often miss details in the middle of long documents (the "needle in a haystack" problem). StrataClear is built to read every page with equal focus.

2 Consumer AI can "hallucinate" or make up page numbers when overwhelmed by large files.

3 Consumer AI has a "context limit" that causes it to ignore or forget information as the document gets longer. StrataClear breaks each report into sections — each one gets a fresh, focused read.

4 Consumer AI responses vary each time based on how you phrase the question. StrataClear always produces the same structured report, making it easy to compare multiple properties.

StrataClear uses a specialised multi-pass audit system to ensure professional-grade accuracy on Australian strata reports.

Real Buyer Stories

From confused to confident. Here's how accurate insights changed their decision.

ID: CASE_FILE_921
CLARITY_VERIFIED
"We literally are shocked by how helpful, quick and comprehensive it was. I initially tried to look at a strata report to see if we could do it first and it made zero sense. Then, putting it through StrataClear & then going back to the report to look at the details was that much easier to digest and comprehend."
S
Sascha G,
First Home Buyer
ID: CASE_FILE_844
RISK_DETECTED
"I was being rushed by the agent to sign immediately or lose the place. I felt I had zero time to actually understand the 600-page report. StrataClear caught a $20K special levy for concrete cancer, and a history of extensive special levies. It saved me from a massive financial mistake."
J
Jem H,
Property Investor
ID: CASE_FILE_422
AGENT_NEGOTIATION
"We just copy pasted the exact questions and sent them through to the agent… made us feel like we knew what we were doing 10/10"
L
Luke M,
First Home Buyer

See How It All Comes Together

Every insight above—levies, compliance, finances, bylaws—combined into one clear report you can act on.

strataclear.com.au/report/ocean-drive

Executive Summary

Key insights from AI analysis

This property presents significant financial risks due to an active special levy for roof repairs. However, the administrative fund is healthy. Structural issues are minor but require monitoring.

Key Risks

  • Active Special Levy ($20,000) for roof waterproofing
  • Capital Works Fund in deficit at $12,000
  • Previous waterproofing issues indicate potential structural concerns
  • Short-term rental ban (Airbnb) active in building
  • Annual levies below typical maintenance requirements

Positives

  • Healthy Admin Fund with $45,000 balance
  • Insurance current and adequate at 100% coverage
  • Proactive strata committee with regular meetings
  • No outstanding compliance issues
  • Building age suits expected maintenance level

Financial Health

High Risk

Funds are low relative to upcoming works. Special levy required.

Admin Fund

Good
Balance:$45,000

Capital Works Fund

No Plan
Closing Balance:$12,000

Regular Levies

Info
Annual Total:$6,000

Insurance Coverage

Good
Coverage:100.0%

Key questions to ask

Bylaw Review

Medium Risk1 Rule Found

Standard bylaws with strict short-term rental restrictions.

Simple, transparent pricing

Choose the plan that fits your property journey.

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  • Full AI Analysis (levies, structural, financial, bylaws)
  • Executive Summary with Risk Breakdown
  • Buyer's Question Checklist
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  • 5 full analyses
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  • Executive Summary with Risk Breakdown
  • Buyer's Question Checklist
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Compare multiple properties — up to 20 analyses/month with priority processing.

Everything in Pay As You Go, plus:

  • Up to 20 reports/month
  • Priority Processing
  • Email Support

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Frequently asked questions

Research Hub

Keep researching before you buy

Start with our resources hub for practical guides, sample analysis, and explainers, or jump straight to the blog for detailed articles on strata report due diligence.

Browse Resources
Explore guides, the sample analysis, and step-by-step explanations for reviewing a strata report.
Read the Blog
Read detailed articles on levies, defects, meeting minutes, and other strata report red flags.

Choose Your Workflow

Start with the page that matches your role

Choose the workflow that fits how you review strata reports, whether you're buying for yourself, screening properties for clients, or supporting conveyancing matters.

For Property Buyers
Learn how buyers can use StrataClear to review levies, defects, fund health, and by-law restrictions before taking the next step.
For Buyers' Agents
See the workflow for buyers' agents who need a consistent first-pass review across multiple strata properties.
For Conveyancers
See how conveyancing teams can use structured summaries as a faster intake layer before deeper legal review.